Activity

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  Neil Hamilton posted a discussion:

  Yaletown#1 tomorrow..!

  Hi Everyone,
  
  We're looking forward to seeing both our Yaletown#1 regulars and guests tomorrow (Thurs.). Please bring both your mental and physical Rolodexes as we love to refer leads and assistance to our group. Tomorrow our featured speaker will be Katherine Taylor, our physical fitness and... see more Hi Everyone,
  
  We're looking forward to seeing both our Yaletown#1 regulars and guests tomorrow (Thurs.). Please bring both your mental and physical Rolodexes as we love to refer leads and assistance to our group. Tomorrow our featured speaker will be Katherine Taylor, our physical fitness and nutrition guru, and I quote her - "Based on Neil's request I would like to talk about "Simple, Fast, and Effective" workouts to do at home, or on the go! I will educate the group on time-efficient exercises and what specific ones we need to do for our health and well being. We are all busy entrepreneurs, but without our health we will miss out on success in life, therefore I will share some tips and tricks on how to make exercise, healthy lifestyles, and optimal health, easy and fun."
  
  Make sure you join us! Buzz Cafe, 901 Homer St., @ 7:00 AM; $7.50 cover and free parking on Homer 'til 9:00.
  
  See you then!
  
  Your co-hosts,
  
  Monika & Neil

  13 days ago
• 
  Neil Hamilton posted a discussion:

  HOBN/Yaletown#1 this Thursday - be there...!

  Good Sunny Tuesday to you everyone!!! At HOBN/Yaletown#1 we are experiencing consistent, steady growth (the best kind) - in regulars attendance, old members coming back and in great new members joining us. Come and join us this Thursday the 25th to find out why - superb networking,... see more Good Sunny Tuesday to you everyone!!! At HOBN/Yaletown#1 we are experiencing consistent, steady growth (the best kind) - in regulars attendance, old members coming back and in great new members joining us. Come and join us this Thursday the 25th to find out why - superb networking, relationship-building and top-notch business information to name just three.
  
  Where? - The Buzz Cafe & Harrison Galleries, 901 Homer @ Smithe, $7.50 cover
  
  When? - 7:00 AM 'til 9:00 AM. Free parking on Homer 'til 9:00.
  
  Format? - informational vignettes from all attendees, a 15-minute focused chat by one of our members, then open business issues and often updates from George Moen, our co-founder.
  
  Great format, great meeting...see you there...!
  
  Warmly,
  
  Monika & Neil

  28 days ago

  • Monika Becker likes this.
  • See 1 more comment...
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    Monika Becker This week we will welcome back Christine Till, the Marketing Mentress, as our featured presenter. Christine will celebrate the launch of her first book "Fired at Fifty: Stop looking for work and... see moreThis week we will welcome back Christine Till, the Marketing Mentress, as our featured presenter. Christine will celebrate the launch of her first book "Fired at Fifty: Stop looking for work and discover what you were meant to do" with us. http://marketingmentress.podbean.com/fired-at-fifty/ This is sure to be an interesting, energy-filled morning - come join us!

    28 days ago
  • 
    Neil Hamilton ..thanks for the assist on that Monika!!!

    28 days ago
  • 
    Monika Becker Wanted to give Christine a bit more exposure and publicity! ;-)

    28 days ago
  • 
    Neil Hamilton ..thanks..should be good..Christine's a pistol..

    28 days ago
• 
  Neil Hamilton posted a discussion:

  Postal Code book..

  Does anyone have a postal code book I could borrow for a week or so? Don't think Canada Post makes them fpr public consumption anymore...I think I can get access to one at a post office but I'd like one for more than 20 minutes or so...any help would be greatly appreciated...

  1 month ago

  • See 3 more comments...
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    Aaron Koo Why not just use the Canada Post website?

    1 month ago
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    Des Dougan Neil,
    
    Is this to get postal codes from the street addresses? If so, Canada Post has a page to do that from:
    
    http://www.canadapost.ca/cpotools/apps/fpc/personal/findByCity?execution=e1s1
    
    If... see moreNeil,
    
    Is this to get postal codes from the street addresses? If so, Canada Post has a page to do that from:
    
    http://www.canadapost.ca/cpotools/apps/fpc/personal/findByCity?execution=e1s1
    
    If you're looking for it for another reason, ignore me!!

    1 month ago
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    Mia Weinberg I have a hard copy of the postal code guide that you can borrow. Give me a call

    1 month ago
  • 
    Neil Hamilton Thanks so much Mia..let's talk tomorrow...and guys, I need to get specific PC areas on the West Side and I know which ones I want. I was on for over half an hour with CP y'day and they were very... see moreThanks so much Mia..let's talk tomorrow...and guys, I need to get specific PC areas on the West Side and I know which ones I want. I was on for over half an hour with CP y'day and they were very helpful but ended up telling me that they couldn't provide me with what I wanted. They ended up telling me that it would cost me about $5500!! But the PC book will get me what I want...I can explain more if/ when I see you...thanks to all though for help/comments...

    1 month ago
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    Neil Hamilton ...problem is the PC books are distributed to the public anymore....I had one but got rid of it....DUH!!!

    1 month ago
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    Neil Hamilton ...should have read "are NOT distributed..."

    1 month ago
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  Neil Hamilton posted a discussion:

  My latest video on foreclosures & court-ordered sales

  Hope you enjoy it...if you have any questions feel free to ask. Just leave a comment here and I'll respond to it...next up is, "Is This a Good Time to Buy Real Estate?" Watch for it shortly...
  
  http://mortgage.evsuite.com/hamilton-foreclosure/
  
  Best regards to all for a great long... see more Hope you enjoy it...if you have any questions feel free to ask. Just leave a comment here and I'll respond to it...next up is, "Is This a Good Time to Buy Real Estate?" Watch for it shortly...
  
  http://mortgage.evsuite.com/hamilton-foreclosure/
  
  Best regards to all for a great long weekend...!
  
  Neil

  1 month ago
• 
  Neil Hamilton posted a discussion:

  Feds re-enter the Canadian mortgage area...again...

  Here is an interesting article by my good friend Rob Regan-Pollock of invis Team Regan-Pollock that I believe is worth reading. Please feel free to contact me if you have any questions:
  
  "The Federal budget was announced by Minister Jim Flaherty yesterday. There was an item that caught my... see more Here is an interesting article by my good friend Rob Regan-Pollock of invis Team Regan-Pollock that I believe is worth reading. Please feel free to contact me if you have any questions:
  
  "The Federal budget was announced by Minister Jim Flaherty yesterday. There was an item that caught my attention and will have an impact on mortgage lending and our housing market. Minister Flaherty is venturing back into the government insured mortgage space. Yesterday he announced Ottawa will limit taxpayers exposure to the mortgage market by cracking down on the bank’s ability to use mortgage default insurance as a tool to offset risk and boost their bottom line. Globe & Mail article http://bit.ly/YcWViz
  As background;
  
  · There are 3 default mortgage insurers in Canada; CMHC, Genworth, Canada Guaranty. These companies are best known for allowing Canadians with less than 20% down payment to buy housing through the use of default insurance. This insurance is paid by the borrower in exchange for a sovereign guaranty of timely payment to the lender (if the borrower defaults on mortgage payments to the lender).
  
  · CMHC has a $600B portfolio cap, with another $300B portfolio allocation to Genworth and Canada Guaranty combined. The portfolios of these insurers swelled in 2008-2010 when the Govt. of Canada became active in the purchase of mortgage back securities during the global credit crisis. This was key in keeping Canada’s housing market moving forward when institutions were not buying mortgage securities without a government guaranty.
  
  · During the credit freeze, lenders would pool their mortgages regardless of borrower down payment, and bulk insure these through one of the default insurers.
  
  · The advantage of bulk securitization for conventional loans (More than 20% down) is significant. Mortgage securitization means a reduction in the amount of capital reserves required (due to the government guaranty). Without securitization, the cost to the lender increases appreciably as they must hold a greater percentage of capital reserves for every dollar lent. Capital reserves are dead money to these lenders, as they cannot allocate capital reserves to any other investments.
  
  Let’s connect the dots. Recently Minister Flaherty has been vocal to BMO and Manulife for posting sub 3.00% 5 year mortgage rates. He called these lenders asking them to pull their sub 3.00% offerings. This is unprecedented. Politicians don’t involve themselves in commercial considerations of their constituents. In this case Mr. Flaherty feels low mortgage rates are a threat to the housing market which he is so keenly trying to slow down. With lenders forging ahead with super low rates, yesterday’s announcement of a reduced securitization limit will hit them where it hurts! Limiting bulk insurance will force lenders to hold more capital on reserve and drive their cost of funds higher. This will lead to higher borrowing rates which will slow the market, which is exactly what Mr. Flaherty wants.
  
  Meanwhile, lender competition post RRSP season is heating up with some unprecedented specials for preferred borrowers as noted in the attached. The current cost of funds is suggesting interest rates should be in the 3.00% range, but we are seeing deeper discounts by some lenders keen to get their money out now".
  
  Neil Hamilton is a Senior Property Advisor with Macdonald Realty Ltd. with experience and expertise in the purchasing, selling and leasing of both residential and commercial properties throughout the Greater Vancouver Area. He can be reached through HOBN, at 604-569-1940 or neilhamilton@macrealty.com.

  1 month ago
• 
  Neil Hamilton posted a discussion:

  Yaletown#1 tomorrow morning...it's THE place to be...!

  Yaletown#1 meets this again Thursday morning at 7:00 at The Buzz Cafe & Harrison Galleries. Always a full table and great mix of current and new members as well as great guests! Our meeting is kicked off by "tell us who you are and what you need", followed by a member who will expand on their... see more Yaletown#1 meets this again Thursday morning at 7:00 at The Buzz Cafe & Harrison Galleries. Always a full table and great mix of current and new members as well as great guests! Our meeting is kicked off by "tell us who you are and what you need", followed by a member who will expand on their business and how they can help you (tomorrow Mia Weinberg will show us the beautiful artwork she creates and tell us how HOBN helped tremendously in moving her business forward...). We then move on to our Open Forum - what's going on in the entrepreneurial world and/or specific business issues that we can weigh in on for people having challenges. We finish off with general networking. HOBN co-founder and "serial networker" George Moen usually has some positive announcements concerning the group as well.
  
  So come and join us tomorrow morning (Thursday) @ 7:00 AM, The Buzz Cafe & Harrison Galleries, 901 Homer St. @ Smithe, free parking on Homer 'til 9:00 and a $7.50 food cover. See you there..and please RSVP...
  
  
  Warmly to all, your co-hosts...
  
  Monika & Neil

  2 months ago

  • Monika Becker likes this.
• 
  Neil Hamilton posted a discussion:

  What you should know about strata insurance...video...

  Hi Everyone,
  
  As a followup to my Strata Purchasing video I have just completed one on the things you should know about strata insurance. Whiile this mainly pertains to owners, there are things that renters should be aware of as well...
  
  As most of you know, I do this with in keeping with my... see more Hi Everyone,
  
  As a followup to my Strata Purchasing video I have just completed one on the things you should know about strata insurance. Whiile this mainly pertains to owners, there are things that renters should be aware of as well...
  
  As most of you know, I do this with in keeping with my stated purpose of "helping you understand real estate". Here's the link:
  
  http://mortgage.evsuite.com/hamilton-strata-insurance/
  
  Best to all...
  
  Neil

  2 months ago

  • 
    Neil Hamilton ...feel free to call me if you have any questions

    2 months ago
• 
  Neil Hamilton posted a discussion:

  Yaletown#1 this Thursday morning...love to have you with us...!

  Hi Guys...I'm seeing new members joining every week. Fantastic! And they're coming to our Thursday morning meetings at Yaletown#1 as well. Double fantastic. We love welcoming new HOBN members to the Yaletown fold. This week we continue our "new and improved" format of 1. Informational Vignettes,... see more Hi Guys...I'm seeing new members joining every week. Fantastic! And they're coming to our Thursday morning meetings at Yaletown#1 as well. Double fantastic. We love welcoming new HOBN members to the Yaletown fold. This week we continue our "new and improved" format of 1. Informational Vignettes, 2. A 15-minute "Focused Info Session" from one of our members, then on to 3. An open forum on business issues and/or what's new out there in the entrepreneurial world and finally 4. Open Networking. Usually George also jumps in toward the end to give us news and updates on the HOBN expansion that is talking place (we're seeing it week-to-week...).
  
  So come on down Thursay morning at 7:00 to The Buzz Cafe & Harrison Galleries, 901 Homer @ Smithe, 7.50 cover for great food and free parking on Homer 'til 9:00!
  
  This week our Focused info Session will feature the lovely Katherine Taylor, fitness and nutrition instructor, who will share some of her knowledge with us on how to make our bodies better so we can all live to be 120 (yikes...). See you there!!
  
  Warmly, your co-hosts...
  
  Monika and Neil

  2 months ago
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  Neil Hamilton posted a discussion:

  Video on strata purchasing..

  Hi Everyone...I just completed a video on what a "strata" is, how most of us will live in one in the future here in Vancouver and therefore, what you should know about strata and look for when buying into one. Here's the link:
  
  http://mortgage.evsuite.com/neil-hamilton-condo-report/
  
  By all... see more Hi Everyone...I just completed a video on what a "strata" is, how most of us will live in one in the future here in Vancouver and therefore, what you should know about strata and look for when buying into one. Here's the link:
  
  http://mortgage.evsuite.com/neil-hamilton-condo-report/
  
  By all means feel free to forward it to anyone who you think should see it. I'm always available for questions or more info at 604-569-1940 or neilhamilton@macrealty.com.
  
  See many of you tomorrow morning at The Buzz!!
  
  Neil

  3 months ago

  • Toni Serofin likes this.
  • See 1 more comment...
  • 
    Toni Serofin The video is really useful and informative. I enjoyed your relaxed manner in front of the camera, too!

    3 months ago
  • 
    Neil Hamilton ..thank you Toni...appreciate the kind comments...C U in the am!!!

    3 months ago
  • 
    Neil Hamilton ..just saw that you can't go..hope you feel better..!

    3 months ago
  • 
    Toni Serofin thanks Neil!

    2 months ago
• 
  Neil Hamilton posted a discussion:

  Yaletown#1 in the morning...be there!!

  Hi once again HOBNers.Through George's enlightened leadership we are seeing a great resurgence in both membership and member interaction at HOBN. Monika and I definitely see it at Yaletown#1. So come down and be part of the action at Yaletown#1 tomorrow morning at 7:00 at the Buzz Cafe &... see more Hi once again HOBNers.Through George's enlightened leadership we are seeing a great resurgence in both membership and member interaction at HOBN. Monika and I definitely see it at Yaletown#1. So come down and be part of the action at Yaletown#1 tomorrow morning at 7:00 at the Buzz Cafe & Harrison Galleries, 901 Homer St. @ Smithe. Cover is only $7.50 and parking is free on Homer 'til 9:00. You will also enjoy our new meeting format where we go around the table for intro's, then change gears for a Focused Chat by one of our members, then shift gears again to a great open forum to assist people with specific issues or discuss issues of the day in business. We all learn a lot from it. Tomorrow we'll have loyal and giving member Des Dougan of Dougan Consulting Group (computer consulting that is...) give us an update on what he's doing and also what's new in the computer area. Don't miss it ...and register here on the site if you're coming...see you in the morning...!
  
  Warmly to all,
  
  Monika & Neil

  3 months ago
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  Neil Hamilton posted a discussion:

  Come and join us at Yaletown#1 this Thursday

  We had a very worthwhile and enjoyable meeting last week at Yaletown#1. George joined us and had some exciting announcements, and we're hoping he'll be back again this week to further elaborate and expand on them. If you don't know where we are you should by now...The Buzz Cafe and Harrison... see more We had a very worthwhile and enjoyable meeting last week at Yaletown#1. George joined us and had some exciting announcements, and we're hoping he'll be back again this week to further elaborate and expand on them. If you don't know where we are you should by now...The Buzz Cafe and Harrison Galleries, 901 Homer St. @ corner of Smithe. Free parking on Homer 'til 9:00 and $7.50 cover for great food etc.
  
  Remember, if you're a single operator in this economy, an online presence and utilizing social media is great but what are you doing to develop personal relationships??
  
  With our experienced group Yaletown#1 is the place to do it...
  
  You are cordially invited to come and develop personal relationships...!
  
  Your co-hosts...
  
  Monika & Neil

  3 months ago

  • 
    Monika Becker And our special featured presenter - for a 15 min presentation - will be the one and only Alexander (Lexx) Potter! Come and learn more about his business, his services and himself - I'm sure it... see moreAnd our special featured presenter - for a 15 min presentation - will be the one and only Alexander (Lexx) Potter! Come and learn more about his business, his services and himself - I'm sure it will be very engaging!
    
    I look forward to seeing you there!

    3 months ago
• 
  Neil Hamilton posted a discussion:

  Yaletown#1 in the morning (Thursday..)

  Looking forward to seeing everyone at Yaletown#1 at The Buzz Cafe & Harrison Galleries tomorrow morning at 7:00 AM. We're at 901 Homer at the corner of Smithe, cover is $7.50, parking is free on Homer 'til 9:00 and the food, libation and professional company is worth every cent! This will be my... see more Looking forward to seeing everyone at Yaletown#1 at The Buzz Cafe & Harrison Galleries tomorrow morning at 7:00 AM. We're at 901 Homer at the corner of Smithe, cover is $7.50, parking is free on Homer 'til 9:00 and the food, libation and professional company is worth every cent! This will be my first meeting back as co-host this year so a belated Happy 2013 to everyone and let's make this year and our meetings the best ever!! See you in the morning!!
  
  Your co-hosts, Monika and Neil

  4 months ago

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    Toni Serofin Looking forward to Christine Unterthiner's presentation tomorrow!

    4 months ago
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    Sandy Chernoff I will be there and am looking forward to seeing everyone!

    4 months ago
  • 
    Monika Becker Me too - it will be awesome to learn more about Pilot Branding Navigators!

    4 months ago
• 
  Neil Hamilton posted a discussion:

  Come and join us at Yaletown#1 tomorrow morning...!

  Hi everyone...it's the Holiday Season, and we'd just love it if you'd join us at Yaletown#1 tomorrow morning (Thursday) for our 2012 Christmas Breakfast! We've reluctantly allowed our very successful 4-part meeting format to go by the wayside for just one week so that we can share a Christmas... see more Hi everyone...it's the Holiday Season, and we'd just love it if you'd join us at Yaletown#1 tomorrow morning (Thursday) for our 2012 Christmas Breakfast! We've reluctantly allowed our very successful 4-part meeting format to go by the wayside for just one week so that we can share a Christmas networking experience and, (especially in light of the recent horrific events in Newtown CT), give thanks for all that we have in Canada and Vancouver in particular (I know, I know, it snowed today but we'll overlook it...it's a small price to pay for freedom, peace and security). So join us in the morning at 7:00 AM for some personal experience- and wish-sharing. We have literally no idea how lucky we are here in Vancouver (we all say we do but I think we forget...) and it's nice to remind ourselves of it at least once a year.The Buzz Cafe & Harrison Galleries, 901 Homer @ Smithe, $7.50 food cover and free parking on Homer 'til 9:00.
  
  See you there!!
  
  Warmly, your Y#1 co-hosts,
  
  Monika & Neil

  5 months ago

  • 
    Toni Serofin So sorry I couldn't make it out this morning. Stayed out late last night at a rock show and, at my age, I just can't get up at 5:30 am the next day. LOL! Merry Christmas to you all. Enjoy the... see moreSo sorry I couldn't make it out this morning. Stayed out late last night at a rock show and, at my age, I just can't get up at 5:30 am the next day. LOL! Merry Christmas to you all. Enjoy the Holidays.

    5 months ago
• 
  Neil Hamilton posted a discussion:

  Telus Optik TV etc..

  Hi Guys...does anyone have or know anyone who has the above service? A friend of mine is thinking of taking a special offer Telus has on it along with their internet service and asked me if I had any knowledge/comments on it..anyone have any feedback regarding this service or Telus in... see more Hi Guys...does anyone have or know anyone who has the above service? A friend of mine is thinking of taking a special offer Telus has on it along with their internet service and asked me if I had any knowledge/comments on it..anyone have any feedback regarding this service or Telus in general..?
  
  Thanks...!
  
  Neil

  5 months ago

  • 
    Sandy Chernoff Hi Neil,
    My daughter went this route...I think she is quite happy with it..she is currently in Toronto but if you wish to communicate with her I can give you here email address. See you Thursday.

    5 months ago
  • 
    Neil Hamilton Thx Sandy...if my friend wishes to I'll let you know..you're a sweetie..!

    5 months ago
  • 
    Neil Hamilton ...what's with the apostrophes on this system...?

    5 months ago
• 
  Neil Hamilton posted a discussion:

  Yaletown#1 tomorrow morning...be there..!

  Hi Everyone,
  
  Due in part to the eclectic and interesting meeting format we now have and in the other part to the great people we have attending each week, The Buzz Café & Harrison Galleries has become a busy spot for HOBN/Yaletown#1 every Thursday morning! We begin with our attendees’ 60-90... see more Hi Everyone,
  
  Due in part to the eclectic and interesting meeting format we now have and in the other part to the great people we have attending each week, The Buzz Café & Harrison Galleries has become a busy spot for HOBN/Yaletown#1 every Thursday morning! We begin with our attendees’ 60-90 second personal “informational vignettes” then highlight one of our members via a 15-minute focused spotlight on their specific business (Joe Griffith and Patty K. from Joey Rebar Websites are highlighted tomorrow..) for another quarter hour, then move to some masterminding or “burning business issue” discussion and wrap up with general networking so people can connect personally. It’s been working very well and more and more people are returning to experience it. Come and do that yourself tomorrow (Thursday) morning at 7:00 at the above venue. Get your food/drink downstairs then proceed upstairs to the rear of the gallery at 901 Homer St. @ Smithe. It’s a $7.50 cover and there’s free parking on Homer ‘til 9:00.
  
  See you then (and don’t forget to RSVP via this site under Chapters…)
  
  Warmly to all, your co-hosts…
  
  Monika & Neil

  5 months ago

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